Payment Policy

**Payment Policy:**

1. **Payment Methods:** We offer various secure payment methods, including credit/debit cards, net banking, and digital wallets, to facilitate convenient and safe transactions.

2. **Pricing:** All prices displayed on our website are in Indian Rupees (INR) and inclusive of applicable taxes, unless otherwise stated.

3. **Payment Process:** When you place an order, you will be directed to a secure payment gateway to complete the transaction. Your payment details are encrypted and not stored on our servers.

4. **Authorization:** By providing your payment information, you authorize us to charge the specified amount for the selected products/services.

5. **Payment Confirmation:** Upon successful payment, you will receive an email confirmation containing details of your order and payment.

6. **Failed Payments:** In case of payment failure, please ensure that the payment information provided is accurate. If you encounter any issues, feel free to contact our customer support for assistance.

7. **Currency Conversion:** For international payments, currency conversion rates may apply based on your payment method and provider. Cyber Mart is not responsible for any additional charges or fluctuations in currency conversion rates.

8. **Fraud Prevention:** We employ security measures to prevent fraudulent transactions. If we suspect any unauthorized or fraudulent activity, we may request additional verification or cancel the order.

9. **Cancellation and Refunds:** Orders can be canceled according to our Refund and Return Policy. Refunds will be processed through the original payment method used during the purchase.

10. **Payment Gateway:** We partner with reputable and secure payment gateways to ensure the confidentiality of your payment information.

11. **Disputes:** In case of payment disputes or discrepancies, please contact our customer support within the stipulated time mentioned in our Refund and Return Policy.

Please remember that this is a general template and should be tailored to your specific business operations and legal requirements. It's important to consult with legal professionals to ensure your payment policy is comprehensive and compliant with relevant laws and regulations.